Nowadays, having a credit card has become more of a necessity than a luxury. The convenience of having a credit card to pay for your purchases while also earning rewards points and cashback on the side has made it such a useful item to have. However, applying for a credit card usually requires you to go to the bank to submit your documents. If you can’t find the time to personally visit one, then worry not because BPI has made the process easier by providing digital options when applying for one.
Via the BPI websiteYour first path to applying for a BPI credit card is through the BPI website. In it, you have the option to answer a series of questions that can help BPI recommend the credit card most suitable for you. You can also go directly choose from eight (8) different types of cards that BPI offers – each card with its own unique perks and benefits – BPI Rewards Card, BPI Gold Rewards Card, BPI Amore Cashback Card, BPI Edge Card, Petron BPI Card, BPI Signature Card, BPI Platinum Rewards Card, and BPI Amore Platinum Cashback Card. Applying from the BPI website usually takes between five to ten minutes; give and take if you have your requirements (digital copies of your valid ID and proof of income) already prepared for uploading. You can also have the option to select up to two (2) different cards with a shared credit limit, which can be useful for parents planning to extend their credit card access to their children.
Via the Lazada appYes, you read that right. You can actually “add to cart” for a BPI Credit Card in your favorite online shopping app by heading over the verified BPI shop in Lazada. The BPI Lazada shop offers seven (7) different types of Credit Cards – BPI Rewards Card, BPI Amore Cashback Card, BPI Edge Card, Petron BPI Card, BPI Signature Card, BPI Platinum Rewards Card, and BPI Amore Platinum Cashback Card. Ordering for a credit card in Lazada requires you to pay either Php 1 (for BPI Rewards Card, BPI Amore Cashback Card, BPI Edge Card, or Petron BPI Card) or Php 99 (for BPI Signature Card, BPI Platinum Rewards Card, or BPI Amore Platinum Cashback Card.) Once you’re done ordering, you will have to check your email within 24 hours of payment for the BPI instructions regarding the completion of your application. Application Reminders Starting your applications process online via the BPI website or the BPI Lazada store is hassle-free but be reminded that all applications will still undergo the normal approval process, which can take up to 15 banking days. This approval process is a necessary security step to provide additional safety measures for both you and your card. All updates will be sent to your email to monitor the progress of your application. Remember, BPI will never call to ask you for any sensitive banking information, especially while still in your application process. It is also important to know that different credit cards have different requirements and fees that come with them, so it is best that you check which card you are eyeing to acquire. Applying for a BPI Credit Card digitally is not only convenient but you’re also sharing the bank’s vision of sustainability in helping uplift the lives of Filipinos through innovative financial solutions. All application forms and other requirements are submitted online, so you won’t have to worry about manually filling in papers to do so. If you are still undecided, you can continue to find the types of BPI Credit Cards that’s best for you here.