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We are expected to play with the data provided by LC, conduct a set of exploratory analysis and try to apply various machine learning techniques to predict whether or not a loan will be default using the historical data.
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Go to fileLending Club (LC) is the world’s largest online marketplace connecting borrowers and investors. It is transforming the banking system to make credit more affordable and investing more rewarding. Lending Club operates at a lower cost than traditional bank lending programs and pass the savings on to borrowers in the form of lower rates and to investors in the form of solid risk-adjusted returns.
We are expected to play with the data provided by LC, conduct a set of exploratory analysis and try to apply various machine learning techniques to predict whether or not a loan will be default using the historical data.
As you will see this dataset is highly imbalanced and includes a lot of features that make this problem more challenging.
We are expected to play with the data provided by LC, conduct a set of exploratory analysis and try to apply various machine learning techniques to predict whether or not a loan will be default using the historical data.